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Travel InsuranceTravel insurance isn’t just about having cover for your digital camera or luggage in case they go missing – it’s more about covering yourself in case you need emergency medical assistance overseas.

And travelling without the correct insurance this summer could leave you thousands of pounds out of pocket if you become ill or have an accident overseas.

Even if travelling within the EU with a European Health Insurance card [which replaced the old E111 form] you may find that you have to pay a large percentage of the cost of treatments which you may have expected to be free. The EHIC is a complement to your travel insurance policy, not a substitute.

So no matter what length your holiday this summer, remember to take out travel insurance. It’s far better to have it there just in case than take a potentially expensive gamble.

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